Varma Entrepreneur’s pension insurance YEL

Service provider

  • YEL is insurance to protect the life of an entrepreneur. You decide and we protect
  • As a new entrepreneur, you will receive a 22% discount on your YEL payments
  • When you get a YEL insurance from Varma, we will not only provide you with a pension, but also cover your sickness, unemployment and parental benefits, and take care of the welfare of both you and your TyEL insured employees

Customer service

Contact our award-winning customer service:

  • Your call is always answered by an expert on: 010 192 100
  • E-mail: yel@varma.fi
  • Secure and personal online services
  • Use Chat for quick questions

Work ability services

  • We have easy guides to the different stages of entrepreneurship
  • Supported by experts specializing in entrepreneurial work ability
  • Occupational retirement rehabilitation can enable you to return to work after a sick leave
  • 76% of Varma’s clients who have received rehabilitation return to work

Values and responsibility

We at Varma are here for future generations. Responsible operations and strong solvency will safeguard current and future pensions. Responsibility is part of Varma’s strategy and all business operations. Varma’s corporate responsibility work focuses on mitigating climate change and developing a good working life. The sustainability of our investments has received international recognition.

Service related figures

  • We are the most well established and efficient pension company
  • We pay the best customer bonuses to our employer clients
  • We offer the best customer service in Finland (Bisnode Customer Voice Award 2018)

Reviews